Is the Priceline Credit Card Worth It? Editor’s Review for 2024 (2024)

Pros

• No membership fees
• 0% intro APR on balance transfers
• High rewards rate
• 10,000 points initial rewards bonus

Cons

• No intro APR on purchases
• Balance transfer fee
• Requires good/excellent credit

Is the Priceline Credit Card Worth It?

The Priceline Credit Card is worth it for people who have at least good credit and purchase travel through Priceline.com. The card gives 5 points per $1 spent on priceline.com purchases, 2 points per $1 spent on gas and restaurant purchases (including delivery services) and 1 point per $1 spent on all other purchases. There’s also an initial bonus of 10,000 points after spending $1,000 in the first 90 days.

Our research shows that the average person using the Priceline Credit Card stands to earn around $1,073 in travel rewards over the first two years, and there’s no annual fee to detract from those savings.

It’s worth noting that there are two versions of the Priceline Credit Card: a Visa Signature offer for people with excellent credit (i.e., a score of 750+) and a Visa Platinum version for those with good credit (700-749). If you don’t know your credit score, you can check it for free on WalletHub.

What You Need to Do to Make the Priceline Credit Card Worthwhile

To make the Priceline Credit Card worthwhile, you should pay your bill in full each month. The card’s regular APR is very expensive, at 21.24% - 29.99% (V), and you don’t want to end up owing more in interest than you earn in rewards.

You should also make sure to spend at least $1,000 in the first 90 days to take advantage of the card’s initial bonus of 10,000 points. Similarly, you can get up to $100 to cover the cost of Global Entry or TSA PreCheck application fees if you spend at least $10,000 on the card in a year, but other cards offer the same benefit at far less of a cost.

Priceline Credit CardHighlights

• Up to $100 Initial Bonus: The Priceline Card hooks you with a 10,000-point initial bonus that you’ll receive after making your first purchase. That’s worth up to $100 if redeemed for a travel statement credit or if used to pay for a nontravel purchase, according to WalletHub research.

• Up To 5% Back On Purchases: You will earn 5 points per $1 spent on priceline.com purchases, 2 points per $1 spent on gas and restaurant purchases (including delivery services) and 1 point per $1 spent on all other purchases. You will therefore have the opportunity to earn the equivalent of up to 5% cash back, all things considered.

• Surprising Redemption Flexibility: While the value that you’ll receive for your earnings diminishes the further you stray from Priceline in particular and travel in general, both the variety of your redemption options and the generosity of their corresponding point valuations are likely to come as a pleasant surprise to many of us, as you will find in the following table.

  Redemption Method	Redemption Rate	Points Needed For $25
  Priceline Statement Credit	1%	2,500
  Non-Priceline Statement Credit	1%	2,500
  Gift Card/Certificate	0.83%	3,000
  Merchandise*	0.68%	3,677

  *Values reflect the average for merchandise redemption across the Barclays rewards program.

• No Annual Fee: The average credit card charges an annual fee of $22.29, according to WalletHub’s latest Credit Card Landscape Report, which puts the Priceline Visa ahead of the game in this regard.

Priceline Credit Card Lowlights

• Inactive-Account Termination: If you don’t make any transactions for a six-month stretch, your account will be shut down and any unredeemed rewards will be sacrificed. That’s a major bummer.

• $25 Minimum Redemption: Some credit cards enable you to redeem rewards at any time, regardless of the amount you’ve accrued, which can be very helpful. The Priceline Credit Card is not one of them, however, which means you’ll need to plan your redemption carefully.

• Potential For A Very High Regular APR: If you get approved for the Priceline Rewards Visa, you will be assigned an interest rate of 21.24% to 29.99% (V), depending on your creditworthiness. The lowest option, likely reserved for people with pristine credit, is actually below the 24.12% market average for “good credit” credit cards. But the other two possibilities are more akin to the rates you’d find on a “fair credit” card (26.41%) or a store card (30.16%).
  In short, you don’t want to use this card if you won’t always be able to pay your bill in full.

Other Things to Consider About the Priceline Credit Card

• 0% For 15 Months On Balance Transfers (3% Fee): This card’s 0% intro balance-transfer APR would undoubtedly be a highlight of the offer, if not for the pesky 5% (min $5) transfer fee that could serve to dramatically increase the cost of such a transaction, depending on the amount in question. When you consider the availability of at least one offer targeted to people with good credit with an intro rate that’s just as long and no fees, it’s obvious that you should take a pass on using this card for debt reduction.

• No Foreign-Transaction Fee: If your Priceline bookings take you to a foreign country or you wish to use your card to make purchases through international merchants, you will not be penalized for your worldliness. The Priceline Card therefore beats out the average card in this regard, given the latter’s 1.56% international surcharge.

Priceline Credit Card vs. The Competition

Priceline.com is far from the only travel provider in town, and the same can also be said for its eponymous credit card. So to help you make the best possible credit-card choice and enjoy maximum savings on all future travel arrangements, we compared the Priceline Rewards Visa to some of the most popular travel-rewards alternatives across six important categories.

For the purposes of this comparison, we converted all earning rates into cash-back percentages and assumed that cardholders would choose the most favorable redemption method possible. All of the offers require at least good credit for approval, except for Chase Sapphire Preferred, which requires excellent credit.

Priceline Credit Card Review Methodology

This Priceline Credit Card review is based on WalletHub’s proprietary 100-point credit card rating system. By using a consistent methodology to evaluate the Priceline Credit Card and all other cards, WalletHub’s credit card experts make it easy for people to compare their options and find the best credit cards for their needs.

The WalletHub rating system uses 16 key metrics grouped into seven categories: Fees, Rewards, Two-year Cost, Interest Rates, Approval Requirements, Special Features, and Reviews. Each metric has a maximum number of points allocated to it, based on the metric’s importance as determined by our editors. The points are added up to create an overall rating for the Priceline Credit Card out of a maximum of 100 points, which is then converted to a 5-point scale.

Ratings for each category reflect how close Priceline Credit Card is to WalletHub’s definition of a 5-star credit card, which is based on market conditions and what we believe are reasonable terms. We compare Priceline Credit Card to that standard to give a numerical approximation of how reasonable and competitive its terms are compared to other cards.

To learn more about how WalletHub rates credit card offers, check out our full credit card review methodology.

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Important Disclosures